1. No Cost EMI is an offer by which you pay your EMI provider only the product price, equally divided over your repayment timeline.
2. For example, if you buy a product for Rs.15,000 at a 6 month tenure, you will pay your EMI provider Rs.2,500 every month for 6 months, amounting to a total of Rs.15,000*.

1. Please add all the products you would like to buy into your cart. Once finished, proceed to CCAvenue Payement Gateway.
2. Click on EMI option, then select eligible bank and EMI period

No cost EMI is applicable when the total cart value is more than Rs 15,000. Multiple products with value less than Rs 15,000 can be added to arrive at eligible amount.

Your EMI provider will take 3-5 working days to process your EMI. Once done, your EMI will be charged on a monthly basis, as per your credit card billing cycle or payment instructions with your EMI provider. Please check with your provider for specific details.

Total Cart value can be made into EMI with tenure options from 3 months to 12 months.

There are no processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI.

Yes, your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your purchase, effectively giving you the benefit of a No Cost EMI*.

1. If you cancel an order purchased using EMI, Ansata will refund amount as per existing refund policy and EMI purchase will be cancelled.
2. You will be required to connect with your bank to confirm how the EMI scheme on your credit card has been modified.

Return and refund will be according to the usual terms. Please visit, https://www.ansata.net/returns-exchanges/ for more information.

Please contact your Bank directly regarding foreclosure of your EMI.